Merchant Cash Advance

Merchant Cash Advance at a Glance

An MCA is a simple method of obtaining business capital without need for collateral, despite a low credit profile.

Debited daily from your business bank account

Want to Find the Best Funding Solution for You?

Qualifying

MCA's are perfect for those without collateral to secure a loan, businesses who have been operating for a short time or those who have low credit.


They're easy to qualify for and most businesses should have no trouble doing so.
If your business generates significant revenue via credit card payments, they are a good short-term solution for working capital, purchasing additional inventory, paying down existing debt, hiring temporary staff and many more business applications.

Common Qualifications

  • Annual Revenue
    Over $180,000

  • Credit Score
    600

  • Time in Business
    Over 2 years

Why Choose a Cash Advance and How Do They Work?

All businesses have the need for extra capital now and then.
A merchant cash advance is a good way to get the capital you need quickly.

Factor Rates

Interest on a cash advance is measured with a factor rate instead of an interest rate.
Factor rates normally range from 1.14 to 1.48, to figure out what is owed on a cash advance, we multiply the factor rate by the amount of capital extended.

Repayment Terms

Most cash advances are provided on a short time frame lasting from 4-8 months.
Terms go as long as 18 months, depending on your business.
The higher the percentage of credit card sales that are payed, the shorter your repayment term and the tighter your cash flow.

Is a Cash Advance Right for Your Business?

Repaying a loan with daily credit card sales will tighten your cash flow more than you'd think.
A benefit of a cash advance is that your payment amount decreases depending on how well your business is doing. Unlike a term loan where the amount never accommodates the flow of business.

Let's Compare...

Tax consultancy services for businesses and individuals.

Term Loan

As little as 2 days
7 - 30%

Equipment Financing

As little as 2 days
8 - 30%

Merchant Cash Advance

1 week
1.14 - 1.18

Startup Loan

As little as 2 weeks
7.9 - 19.9%

Hard Money Loans

As little as 3 weeks
9 - 12%

Asset Backed Business Loan

As little as 7 days
17 - 25%

Bank Level Security

Planning to expand your business?

It's risk and cost free - prequalify without affecting your credit!

Get in touch

Find Out How We Help Your Business

  • Find Out How We Help Your Business
  • Quick & Secure application process
  • Up to $500K with in 48 hours.
  • Find the best loan options available
  • Find the best interest rates
  • Get the best repayment terms
  • Get funded with in 48 hours
  • No up front fees

Testimonials